Understanding your Medicare options in Nebraska can make choosing a plan easier. For some, Medicare Supplement coverage may make the most sense, and for others, a Medicare Advantage plan could be the best option. Let’s look at the benefits of having additional coverage and discover which plan is the most suitable for you.
Nebraska Medigap Plans
The best Medicare Supplement plans for you will depend on your specific needs. If you only visit with your doctor every few months and can afford a small copay, Plan N may work for you. Maybe you need to see your doctor weekly. In that case, Plan G may be an excellent option for you.
Nebraska Medicare Supplement Plan Premiums
Nebraska carries standardized plans that are available throughout the country. But there are some key differences.
Plan N in Omaha will have the same coverage as Plan N in Norfolk. However, the cost will be different because of the location.
Also, Medigap premiums depend on insurance carriers, location, enrollment period, gender, age, and more.
A 65-year-old woman in Omaha may only pay $78 per month for Plan N. Yet another 65-year-old woman living in Norfolk may need to pay more than $100 each month for the same plan.
Your best bet? Contact our team of licensed agents to help you decipher all plan benefits and the best prices for you.
When you choose a premium carrier, such as Nebraska-based Mutual of Omaha Life Insurance Company, you’ll be sure to find a policy that provides you with the value you seek.
Medicare Advantage Policies in Nebraska
Just about 70% of the physicians in Douglas county accept Medicare Advantage plans.
But, only about 23% of those on Medicare in Nebraska have a Medicare Advantage plan.
A Medicare Advantage plan may be the way for you to go if you don’t qualify for Medigap.
Advantage policies can offer you extra benefits that you may not get from Medicare.
Most Advantage policies in Nebraska can cost you anywhere from $0-$107 every month.
The potential downfall to buying an Advantage plan? Well, these policies only provide insurance coverage within specific service areas.
Fortunately, Nebraska fairs pretty well when it comes to doctors within the network.
Part D Drug Plans in Nebraska
But you don’t have to face these crazy prices unarmed.
You can buy a Part D drug plan that can drastically reduce your costs.
A Part D policy in Nebraska will cost you anywhere from $13 to $90 every month.
While that seems like a lot to pay monthly, it could save you a lot in the long run.
When to Enroll in Nebraska Medicare Supplement Plans
The best time to join is during the Medigap Open Enrollment Period. Although, you can enroll in Medigap at any time because Supplement insurance has no Annual Enrollment Period.
But, you can’t have both Medigap and an Advantage plan at the same time. You’ll need to choose one option.
How to Apply for Medicare in Nebraska
In just a matter of minutes, your agent can make Medicare simple and give you access to more plan options. Discover the right plan for you today!
Give us a call at the number above or fill out the online rate form to find the best policy for you. Our agents can help you navigate Medicare so you can make the most informed choice.
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